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Electronic Clearing House, Inc (ECHO)

Echo offers many services, such as real time processing, POS (point of sale - terminal machine) and a few others.

For most businesses, we recommend the real time processing, as it is much more flexible and cheaper than any other service.

Depending on what kind of business you have, will determine which processing method is best for you. We have detailed information below on the methods we feel that will be most beneficial to you.

Please check out the pricing details below for the particular processing method you are interested in. Once you have decided that Echo is the company for you, please Click Here and fill out their pre-application form. All this form does, is have a sales representative from Echo postal mail you an official application. You then may fill out the form and mail it back if you decide to go with them. By filling out this form, you are not obligated to purchase their services, nor will it cost you a dime!
  1. ECHOnline - Real Time Processing
  2. ECHOterm - Point of Sale - Terminal Machine

ECHOnline - Real Time Processing

If you decide to go with real time processing (recommended), it will only cost you $99.00 to get setup!

As you can see below, you can save hundreds of dollars with Echo, as they do not charge all the monthly fees that other companies do for real time processing. If you have no activity for any particular month, you are not charged a dime!

  1. Discount Rate:   1.99% - 2.49%
  2. Transaction Fee:   $0.30
  3. Technical Support Fee:   $10.00 (Free if no activity for that month)
  4. Installation Fee (One-Time):   $99.00
  5. Monthly Minimum: Waived
  6. AVS (Address Verification): Free
  7. Charge back Processing Fee:   Free*
  8. Real-Time Gateway Fee:   Free
  9. Real-Time Software License:   Free
  10. Daily Closeout / Batch Fee:   Free - Auto Batch
  11. AMEX Setup Fee:   Free
  12. Availability of Your Funds:   2/3 Days
  13. Statement Fee:   Free
  14. Application Fee:   Free
  15. Programming Fee:   Free
  16. Credit Restrictions:   Not An Issue!
  17. Technical Support:   24 Hrs Per Day - 7 Days Per Week


ECHOterm - Point of Sale - Terminal Machine

Please see below for the fees involved with the POS processing.

  1. Discount Rate (Fixed):   1.49% - 1.69% (Retail)
  2. Discount Rate (Fixed):   1.99% - 2.49% (Mail Order)
  3. Transaction Fee:   $0.20
  4. Technical Support Fee:   $10.00 (Free if no activity for that month)
  5. Terminal Machine Fee (One-Time):   Varies - If You need one
  6. Reprogramming Fee:   $75.00 (for POS terminals previously used by merchant)
  7. Monthly Minimum: Waived
  8. AVS (Address Verification): Free
  9. Charge back Processing Fee: Free*
  10. Voice Authorization Fee:   Free
  11. Daily Closeout / Batch Fee:   Free - Auto Batch
  12. AMEX Setup Fee:   Free
  13. Availability of Your Funds:   2/3 Days
  14. Statement Fee: Free
  15. Application Fee:   Free
  16. Processing Volume Limitation:   Free
  17. Credit Restrictions:   Not An Issue!
  18. Technical Support:   24 Hrs Per Day - 7 Days Per Week

*   The first five charge backs are waived each month. $5 for each charge back over the first five limit.